Alberta car insurance laws
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How to Insure a Car in Alberta | Steps and Cost
The simple truth is that the way to insure a car in Alberta is not the same in Ontario, Quebec, or any other province, each of them has rules guiding them which are given by the government of each province.
But, one thing all of them have in common is you MUST have auto insurance, it’s non-negotiable, or else you’ll be fined for breaking the law.
Unlike some other provinces like Ontario, Nova Scotia, etc Alberta’s mandatory coverage for every driver and car owner includes;
- The third-party liability coverage: This takes care of the victim whether the other car you collided with or a property
- Accident Benefits: Takes care of medical bills regardless of the person at fault
- Uninsured Motorist: This takes care of you and your passengers when you collide with a driver who doesn’t have insurance.
- DCPD (Direct Compensation for Property Damage): Your insurer will compensate you when another driver damages your property
In Alberta, it is required by law to only have Third-party Liability Coverage and Accide
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